Welcome to Dennergroup.com! These Terms and Use ("Terms") govern your access and use of our website and all its related services. By accessing or using our website, you agree to be bound by these Terms.

1. Eligibility and Use:

• You must be at least 13 years old to use our website. If you are under 18, you must have your parent or guardian's permission to use our website.
• You agree to use our website for lawful purposes only and in accordance with these Terms.
• You are responsible for ensuring all information you provide is accurate and complete.

2. User Content:

• Our website may allow you to submit content, such as text, images, or videos. You retain all ownership rights to your content, but you grant us a non-exclusive, royalty-free license to use, reproduce, modify, publish, and distribute your content on our website and for promotional purposes.
• You are solely responsible for your content and the consequences of its submission. You agree not to submit any content that is illegal, offensive, or infringes on the rights of others.

3. Intellectual Property:

• All content on our website, including text, images, logos, and designs, is protected by copyright, trademark, and other intellectual property laws. You may not use any of our content without our express written permission.

4. User Conduct:

• You agree not to engage in any conduct that is harmful, offensive, or illegal on our website. This includes, but is not limited to:
  • Hate speech
  • Harassment
  • Spamming
  • Phishing
  • Impersonation
  • Infringement of intellectual property rights
  • Uploading viruses or other malware
  • Attempting to hack into our website

5. Disclaimer of Warranties:

• Our website is provided "as is" and without any warranties. We make no representations or warranties about the accuracy, completeness, or reliability of the content on our website. We do not warrant that our website will be uninterrupted or error-free.

6. Limitation of Liability:

• We will not be liable for any damages arising out of your use of our website, including, but not limited to, direct, indirect, incidental, consequential, and punitive damages.

7. Termination:

• We may terminate your access to our website at any time, for any reason, without notice.

8. Governing Law:

• These Terms will be governed by and construed in accordance with the laws of Arizona, United States of America.

9. Changes to Terms:

• We reserve the right to update or modify these Terms at any time. We will post any changes on our website.

10. Contact Us:

• If you have any questions about these Terms, please contact us at admin@dennergroup.com and include “Question about Terms” in the subject line.

11. Payment Terms

1. Fees and Payment Methods:

• Access to and use of certain features on our website may require payment of fees. The specific fees for each feature will be displayed on the website.
• We accept credit cards, Zelle, and PayPal. You agree to provide accurate and complete billing information when making a payment.
• All payments are non-refundable unless otherwise stated.

2. Billing Cycle:

• Fees for recurring subscriptions will be automatically charged to your chosen payment method on the [date/day] of each [month/year].
• You are responsible for ensuring sufficient funds are available to cover all charges.

3. Free Trial:

• We may offer a free trial of certain features for a limited time. You may cancel your free trial at any time before the end of the trial period to avoid being charged. If you do not cancel your free trial before the end of the trial period, you will be automatically charged for the applicable paid subscription.

4. Refunds:

• We may offer refunds for certain transactions at our discretion. To request a refund, please contact us at admin@dennergroup.com and include “refund request” in the subject line.
• Refunds will be processed to the original payment method used for the purchase.

5. Late Payments:

• Payments that are not received by the due date may be subject to a late fee of 5% per day.
• We reserve the right to suspend or terminate your access to the website if your account is delinquent.

6. Taxes:

• You are responsible for any applicable taxes, including sales tax, on your use of the website.

7. Changes to Payment Terms:

• We reserve the right to update or modify these Payment Terms at any time. We will post any changes on our website.